Eligible Dependents and Qualifying Life Events

Eligible Dependents

Dependents eligible for coverage in the Air Medical Group Holdings benefits plans include:

Spouse

Your legal spouse (or common-law spouse in states which recognize common-law marriages).

Spouse Eligibility Details

  • If your spouse is employed and has access to health care coverage through their employer, they are not eligible for Air Medical Group Holdings medical coverage.
  • If your spouse is not eligible for coverage from an employer, is self-employed, works for an AMGH company, or has lost coverage as an active employee but has been offered COBRA, your spouse is eligible to enroll in the Plan.
  • If your spouse is covered by Medicare, the eligibility rule does not apply.
  • If your spouse experiences a Qualifying Life Event (loss of job, etc.) during the year, he or she can be added to your Air Medical Group Holdings medical coverage within 31 days of the Qualifying Life Event. The Company reserves the right to verify whether or not your spouse is provided coverage elsewhere. We expect this information to be consistent with the information you reported during your enrollment. Misrepresenting whether your spouse has access to medical coverage outside of Air Medical Group Holdings may result in disciplinary action.

Dependent Children

  • Dependent children up to age 26 (includes birth children, stepchildren, legally adopted children, children placed for adoption, foster children, and children for whom legal guardianship has been awarded to you or your spouse).
  • Dependent children, regardless of age, provided he or she is incapable of self-support due to a mental or physical disability, is fully dependent on you for support as indicated on your federal tax return, and is approved by your Medical Plan to continue coverage past age 26.

Verification of dependent eligibility will be required upon enrollment.

Qualifying Life Events

When one of the following events occurs, you have 31 days from the date of the event to log in to Workday and complete the applicable benefit change.

  • Change in your legal marital status (marriage, divorce or legal separation)
  • Change in the number of your dependents (for example, through birth or adoption, or if a child is no longer an eligible dependent)
  • Change in your spouse‚Äôs employment status (resulting in a loss or gain of coverage)
  • Change in your employment status from full time to part time, or part time to full time, resulting in a gain or loss of coverage
  • Entitlement to Medicare or Medicaid
  • Change in your address or location that may affect the coverage for which you are eligible

Your change in coverage must be consistent with your change in status.