Retirement Planning

It’s never too early – or too late – to start planning for your retirement. Making contributions to a 401(k) account is the first step toward achieving financial security later in life. The Air Medical Group Holdings 401(k) Plan provides you with the tools and flexibility you need to retire comfortably and securely.

Eligible employees can invest for retirement while receiving certain tax advantages. The Company will match 50% of employee’s contribution, up to the first 8%, with a six-year vesting schedule.

Match eligibility — The company match will begin once you have reached the age of 21 years and have worked 12 continuous months. Administrative and record-keeping services for this Plan are provided by MassMutual.

Eligibility

You may start making pre-tax contributions into the Plan on the first of the month after you are hired. You must also be at least 18 years of age to be eligible.

Contributing to the Plan

Deferred contributions are based on a flat dollar amount not to exceed Plan limits set by the IRS. The limit for 2015 is $18,000.

Catch-up Contributions

If you are or will be age 50 or older during this calendar year and you already contribute the maximum allowed to your 401(k) account, you may also make a “catch-up contribution.” This additional deposit of funds accelerates your progress toward your retirement goals. The maximum catch-up contribution is $6,000 for 2015. See your Plan Administrator for more details.

Changing or Stopping Your Contributions

You may change the amount of your contributions any time. All changes will become effective as soon as administratively feasible and will remain in effect until modified by you. You may also discontinue your contributions any time. Once you stop making contributions, you may start again at any time.

Changes will be made online at retire.massmutual.com/participant/

Consolidating Your Retirement Savings

If you have an existing qualified retirement plan (pre-tax) with a previous employer, you may transfer or roll over that account into the Plan any time.

To initiate a rollover into your Plan, contact MassMutual at 800-743-5274 for details.

Investing in the Plan

You decide how to invest the assets in your account. The Air Medical Group Holdings 401(k) Plan offers a selection of investment options for you to choose from. You may change your investment choices any time. Investment details are available on the RetireSmart website at MassMutual: (retire.massmutual.com/participant/)

Updates
Select Mid Cap Growth Equity II Fund

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Investment Update

Supplement

PIMCO Long-Term U.S. Government Fund

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Summary Prospectus

Bond Funds

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Semi-Annual Report

Wells Fargo Funds

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Annual Report

Summary Prospectus

Ridgeworth Funds

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Semi-Annual Report

Invesco Small Cap Discovery Fund

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Summary Prospectus

Annual Report

Annual Report

Invesco Small Cap Value Fund

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Summary Prospectus

Summary Prospectus

Invesco Mid Cap Core Equity

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Semi-Annual Report

High Income Opportunities Fund

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Semi-Annual Report

Annual Report

Summary Prospectus

Franklin Funds

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Annual Report

Summary Prospectus

American Funds

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Summary Prospectus

Delaware Value Fund

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Annual Report

Summary Prospectus

Columbia MidCap Index Fund

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Summary Prospectus

Summary Prospectus

American Balanced Fund

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Semi-Annual Report

Semi-Annual Report

The Growth Fund of America

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Shareholder Information

Summary Prospectus

Allianz Global Investors

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Summary Prospectus

Franklin Funds

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Annual Report

Summary Prospectus

American Century

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Semi-Annual Report

Annual Report

Summary Prospectus

Legg Mason

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Annual Report

Supplement

Semi-Annual Report

Goldman Sachs Fund

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Supplement

Semi-Annual Report

Supplement

Goldman Sachs Small Cap Growth Insights Fund

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Summary Prospectus

Columbia Midcap Index Fund

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Summary Prospectus

Capital World Growth and Income Fund

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Semi-Annual Report

Summary Prospectus

Virtus Seix High Income Fund

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Summary Prospectus

If you wish to change your profile, please log on to the TRC at www.massmutual.com/retire and select “Total Retirement Center”. Once logged into your Plan, choose the “Plan Management” tab and select

“Regulatory Document Delivery” under the “Preferences” section. For questions regarding this service, please use the “Contact Us” link.